About Compare Car Loans
We were invented to make things easier the car finance industry for all regular Australians.
It’s true when it comes to terms, rates and features, too many banks and financial institutions rely on consumers not doing their research and comparing lenders when proposing products such as car loans.
We go the extra mile for our clients
We have collected a team of experts that have created a website and are able to liaise with individuals. We can say with confidence that top loans are selected by Australians.
We go the extra mile by not just comparing online loans, but also look at other solutions that could minimize your expenses. This includes features such perhaps adopting a car lease through to refinancing your mortgage in order to minimize repayments.
Compare Car Loans Services
We are able to match your situations to the right vehicle package and explore what special rates exist that is not offered to the public because of our relationships with all the major banks as well as car loan lenders.
We also factor in any associated fees relating to all overall costs of the quick loan for a more holistic approach that allows you to budget and plan according to your financial situation and needs.
For the most part, Australians face delays due to incorrect paperwork or information. We aim to ensure that our customer’s vehicle loans match what the lenders are looking for.
We ensure a seamless process occurs from the minute you apply for your loan to receiving your vehicle. We believe that car loans should be fast and hassle-free.
Compare Car Loans Product Details
- Loan Type Car loans
- Interest Rate 4.44 – 25% p/a
- Loan Amount up to $100,000
- Repayment 1 year to 7 years
Summary of Services
- Apply online and get approved fast
- Convenient repayment terms
- Get the lowest rates on vehicle finance
Compare car loans - we compare and you save
We know how to bargain with car finance establishments to ensure you get the best possible deal. We also appreciate the key factors that influence loan rates and authorisations. We can look at a range of strategies with you to make sure you get the best result for your circumstances.
Our employees always go the extra mile for our customer, should you have another loan such as a home loan or personal loan in addition to your car loan, we will make an effort to package all your loans together in order to minimise your repayments and increase your savings.
Give one of our team members a call and chat with them about a solution that’s right for you, after all, we do know more about finance than just car loans and are able to achieve the best financial solution for you.
This arrangement is the most straightforward of all lending options. A financial corporation will lend the purchaser the necessary money to purchase the desired vehicle it used or new. This sort of personal loan is usually secured (secured Loan) against the vehicle or unsecured, which incurs a higher interest rate,
This loan is a simple process and has flexible terms with a low-interest rate; it is perfect for anyone wanting to purchase a vehicle for personal use.
In this case, a finance lease would require the financier to purchase the vehicle, and subsequently lease the vehicle to the intended motorist. The vehicle can be used for personal and business use. The repayments will be made by the motorist in fixed and amount with regular intervals. At the end of the lease term, the motorist has the option of returning, selling or buying the vehicle for its residual value.
This loan is best for someone that needs the immediate use of a vehicle but has too little or no capital.
This form of finance is aimed towards businesses, where the financier buys the vehicle and leases the vehicle to the motorist. As soon as the rental period is over, the motorist will then have the option to purchase the vehicle, or continue renting the vehicle or perhaps upgrade to another vehicle.
This method of this business finance is put in place for businesses, mostly because it will typically allow all repayments to be tax deductible. It also provides for equipment obsolescence due to the fixed rental period and subsequent upgrading options.
A novated lease is when a member of staff’s salary sacrifices the outlay of vehicle repayments. The employer is then bound to fund the financier, though a novated deed related to the employee’s salary. The employee is wholly responsible for the vehicle, even upon resignation or termination.
This is best for employee’s wanting to purchase a vehicle that will be used for business and personal use. The salary sacrifice process has the added advantage of being used in pre-tax income.
The mortgage option is when a financial institution advances funds for the vehicle, the financial institution will hold a mortgage over the vehicle, using it as security, and the motorist will become the owner the moment the vehicle is purchased.
This loan offers lower interest rates because the loan is secured against the vehicle and has flexible repayment terms, it is ideal for business that is wanting to take advantage of tax exemption on repayments.
Why Compare Car loans?
- To warrant a quick approval process, please make sure all provided details are correct. We will be in contact within one working day.
- There are no service fees. Our income is charged directly from the Lenders.
- The interest rate is subject to on a wide range of factors, which include loan amount, type of loan, repayment terms, etc. we will always strive to get you’re the ideal rate for your circumstances.
- Direct access to secured and unsecured long and short term loan options. The greater part of the time, your vehicle will be the security for the loan. Should you select an unsecured option that normally means you will pay a higher interest rate.
- You are able to make additional repayments if you so wish.
Customer Reviews & Testimonials
I got my car they helped me get the loan that suits my pocket and even better they helped me sort out my new cars insurance.
— Melbourne —
Yes, I got to drive my new car because I got approved for my loan thank you to their speedy service I got my pick up and I couldn’t be any happier.
— Townsville —
My cars loan was approved the next morning after I applied super speedy service.
— Brisbane —