Rating based on 25 reviews

ANZ Bank

Updated

  • Car loans up to $50,000
  • Low-interest starting from 12.45%
  • Repayment up to 7 years

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ANZ Bank homepage

Author ANZ Bank. Screenshot of ANZ Bank website. [Accessed April 12, 2018]

About ANZ Bank

ANZ bank was founded by a young man of Scottish descent in 1935; George Kinnear voyaged from London to Australia to launch the very first bank branch in Australasia.

We are sure that he had no idea that ANZ Bank would later become the world’s most established and successful bank in the world offering everything from vehicle finance to personal bank accounts. 

We have a history of success 

Farming on a high scale was all new to Australia, it became massive, long and short-term credit became easily available and wool was to grow into the main export industry.

However, the banks did not understand the economic cycle and there were very few regulations, land prices started to collapse and the banks took a fall. Through all this, our predecessor bank, the bank of Australasia was able to keep its doors open and thrive at a time such as this. ANZ was able to survive the depression, floods, and fire.

A merger that changed banking

In 1951 the bank of Australasia joined forces with Union Bank Australasia to form AZN Bank. In 1970 ANZ merged with the English, Scottish and Australian bank and thus became Australia, New Zealand Banking Group Limited, this made it the largest merger the Australian banking industry had ever seen in its history at the time.

ANZ Bank Services

Our purpose is to form a world where individuals and communities succeed. We offer car loans, personal loans, bank accounts, investment accounts and business banking services. 

And by so doing we needed to review our sustainability and framework certifying that it remains in support of ANZ’s business approach and is brought into line with the bank's purpose. Ever since George Kinnear landed in Australasia 180 years ago, ANZ bank has converted itself several times, moved hemispheres, merged with 15 other banks bought and sold assets and built its business with consumers.

Sustainable growth

We have created prospecting for all of our clientele allowing sustainable growth for ordinary people, companies, and businesses.

Social and economic participation

ANZ Banking has built strong client relations, we have related to our communities and their needs, and we do care for a distinct and broader society in which everyone can play a part.

Fair and responsible banking

We strive to maintain a high standard of conduct, earning trust with our stakeholders so we are always motivated to keep the pace and keep up with their expectations and understanding that impacts our business decisions.

ANZ Bank Product Details

  • Loan Type Car loans
  • Interest Rate 12.45 – 15.99% p/a
  • Loan Amount up to $50,000
  • Repayment 1 year to 7 years

Summary of Services

  • Choose between rates
  • Pay your loan early without any penalties
  • Affordable vehicle finance

ANZ - You can get your dream car today

We are able to offer lower interest rates for the ANZ Secured car loan than that of the ANZ unsecured personal loan purely because we use your car as security.

Your repayments won’t change

No matter what the interest rates are doing, be it up or down you need not worry about it. Your repayments will remain the same because of your fixed interest rate.

Borrow more for other car costs

If you are buying your car from a dealer and your loan is approved, you could borrow more than 100% of the car price to enable you to cover extra costs such as accessories or on roads.

Our calculator uses a special online-only rate, this applies to the ANZ Secured Car Loan. If your loan has been approved there may be a lump sum (also known as a balloon) payment available on the ANZ secured loan. Further terms from 1 to 5 years must be agreed upon from the beginning of the online loan application.

Please be advised that the calculator is only an estimate and this is based on information provided by you, so bear in mind that the actual repayment may vary. It is essential that you complete an application form; this will enable you to apply for a loan with ANZ secured car loan.  All submissions are subject to ANZ’s credit valuation measures. Terms, conditions, fees, and charges apply. The calculator does not take your financial circumstances of personal information into account.  The information provided by the calculator is not stored by ANZ. Should you require more information feel free to look at the ‘Important Information’ section?

Eligibility – can I apply?

You will need to buy a car or motorcycle for personal use, it is essential that you are 18 years or older when you apply for a car loan, the amount that you apply for will need to be $7,500 or more, you will need to be employed or be a self-funded retiree, you will not be bankrupt at the present moment and last but not least you must be a permanent resident of Australia or be in possession of a valid work visa (457 or another diplomatic visa)

Please take note that all submissions are subject to ANZ’s credit assessment criteria.

Details to have handy

You will need to provide the name, contact name and phone number for your current employment, drivers licence should you have one, if you have changed your workplace in the last 3 years, you will need to provide contact details of previous employer and your financial statuses such as your income, expenses, asset and liabilities.

Customer Reviews & Testimonials

The application is super simple and easy and the service is great I can only recommend them.

Steven B
— Brisbane —

I love the calculator I was able to see what my premiums would be before I took my loan it made me feel very comfortable to take a loan with the company.

Josh S
— Sydney —

They are really happy to assist you with your needs when I went to the branch they helped me get my loan sorted so that I could get my car. I couldn’t have asked for better service.

Joe S
— Perth —

What I love about loans on the go is when I wanted to get a motorbike for myself they helped me get a bike I could afford forever grateful.

Cleo J
— Melbourne —

ANZ Bank Contact Details

Physical Address

Opening Hours

  • Monday 11:00 – 15:00
  • Tuesday 11:00 – 15:00
  • Wednesday 11:00 – 15:00
  • Thursday 11:00 – 15:00
  • Friday 11:00 – 15:00
  • Saturday – Closed
  • Sunday – Closed