About Personal Loans on Spot
Emergency cash expenses can happen at any time. When you need a loan fast turn to Personal Loans on the Spot.
We have been helping clients throughout Australia gain access to an affordable bad credit loan that pays out quickly. Whatever your emergency cost is we have the loan option and loan amount to help you cover it.
We are here to help
When your budget falls short or you need to pay for a broken vehicle or even an emergency doctors visit our short-term loans can help you cover that unexpected expense. Our interest rates are competitive, and this makes our loans affordable. We pride ourselves on our fast loan turnaround times, getting you the money, you need in the shortest possible time.
Convenient short-term loans
Our payday loan application process is done 100% online. We understand that you do not have time to stand in queues or fill in endless paperwork, that’s why we use modern technology to help you take out a loan that pays out fast.
Personal Loans on Spot Services
Personal loans on the Spot, we help Australians when they need quick cash.
We don’t look at your credit history if you have an imperfect credit history you are welcome to apply for a short-term loan with us. Loans will be given according to our affordability.
Fast online loans
At Personal Loans on the Spot, we specialize in short-term microloans that can be used in emergencies. Our application process is simple, and it will only take a few minutes. You can apply from anywhere at any time 24/7.
Simply visit our website and fill out the short online loan application form. After you have filled out the application attach a 3-month bank statement and you will receive feedback on your loan application within 30 minutes after applying.
As soon as you have been approved for a personal loan your loan amount will be paid into your account within 15 minutes. We pride our self in our transparency and all fees including the total cost of your loan will be made clear to you in your loan contract before you sign it.
Personal Loans on Spot Product Details
- Loan Type Short-term loans
- Interest Rate from 48%
- Loan Amount up to $1,500
- Repayment 3 months to 12 months
Summary of Services
- Personal Loans
- Quick Loans
- Cash Loans
- Bad Credit Short Term Loans
- Apply Loans Online
- Responsible Lending
- Loan Calculater
Personal Loan on the Spot – Instant cash when you need it
With us, you can qualify for a payday loan between $200 and $1500 according to your affordability.
Our repayment terms vary between 90days and 50 weeks. A longer-term personal loan is available on request.
Get a free loan assessment
When you apply for a loan you will get a free loan assessment. Our loans have no interest rates and our establishment fees and monthly costs are included in your loan amount. This makes it easy for you to budget and manage payments each month. Our online platform allows you to apply for a fast cash loan anytime day or night. Loan amounts are processed, and you can get your cash within an hour after applying. We will get you the cash you need when you need it.
Why choose our service?
- You can apply even if you have a poor credit history
- Our short term loans pay out fast
- Quick and easy online application
- Get the cash you need within an hour
- No interest charged on your loan
The loan amount you can qualify for depends on your affordability. We have one of the fastest loan turnaround times in the industry. When you need cash in a hurry then Personal Loans on the Spot has the emergency loan solutions you are looking for.
Customer Reviews & Testimonials
I applied for the instant cash loan. I was very surprised when I receive the money in 15 minutes. Very fast.
— Gosford —
I was able to apply for the loans in the comfort of my home and the loan was approved. Thank you for the convenience.
— Bathurst —
I felt at home when I went to the branch. The guy who helped even offered me a tea since it was freezing. Friendly and knowledgeable staff.
— Fremantle —
Personal Loans on Spot Contact Details
- 1300 768 284
- 1300 768 384
- not available
- not available
- Level 1, No 6 Main Street Blacktown NSW 2148 Australia
- Get Directions
- PO Box 41, Blacktown, NSW, 2148, Australia
- Monday 09:00 – 17:00
- Tuesday 09:00 – 17:00
- Wednesday 09:00 – 17:00
- Thursday 09:00 – 17:00
- Friday 09:00 – 17:00
- Saturday – Closed
- Sunday – Closed