About Stressless Money
Money problems are the biggest cause of stress in Australia and the world. Stress is a silent killer and can give you sleepless nights. Wouldn’t you like to have more money and less stress?
That’s where StressLess Money comes in we understand the stress of not having enough money to pay your bills that is why we have developed a financial solution to solve all your money problems.
Borrow up to $2,000
We offer a short-term loan solution between $300 and up to $2,000 with up to 12 months to pay back the loan. StressLess Money has been in the business for over 30 years we use the knowledge and experience we have gained to serve our clients better and give you the most professional customer service as well as the greatest deals on our loans.
It’s stressful enough to apply for a fast loan without having to find time in your busy day to make an appointment with a loan officer at a bank or at a traditional lender. To save you the time you can apply for one of our loans online. Apply for a loan online via your cell phone, computer or laptop by logging onto our website and filling in the application form with your personal details.
You will be given an outcome within a few minutes. If your online loan application is approved then we will send you a loan agreement to sign. The contract is straightforward and very easy to understand, there are no hidden fees or confusing jargon. To make sure that you never miss a payment we will match the repayments to coincide with your pay frequency.
Stressless Money Services
StressLess Money offers quick loans between $300 and up to $2,000 with easy repayments terms and up to 12 months to pay.
The repayments can be debited directly from your salary so that you never have to stress about missing a payment ever again.
How it works
After you have filled in the online application form, we will verify your personal information including your employment status, income, expenses and credit record. This helps us determine if you can afford to make the loan repayments easily.
To apply for a payday loan you will need to supply a 90-day bank statement, your bank statement must reflect your salary. Once we determine that you qualify for a loan we will send you a loan contract and a direct debit request form, if you accept the offer sign the loan contract and we transfer the funds directly into your account within 24 hours.
Do you run a credit check?
We do perform a credit check to help us understand your financial situation better and to verify your details. If you have a bad history your application may still be approved as your credit score is just one factor we consider when we are deciding whether to grant your quick loan. If you have been declared bankrupt or you are in a part 9 agreement we will not be able to assist you with a loan.
Receive your money within 24 hours
Once we have received your signed loan contract we will deposit the money into your account within 24 hours
Stressless Money Product Details
- Loan Type Quick loans
- Interest Rate 20%
- Loan Amount up to $2,000
- Repayment 1 month to 3 months
Summary of Services
- Get a loan in 60 minutes
- Apply 100% online
- Flexible lending terms
Stressless Money - We take the stress out of getting a loan
StressLess Money charges an establishment fee of 20% of the loan amount and then a 4% monthly fee of that same amount.
To apply for a loan you will need to meet certain criteria including:
- You must be at least 18 years old
- You must be an Australian citizen and live in Australia
- You need to earn at least $25,000 and have a stable income
- You will need to provide bank statements for the past 90 days
- You will need to provide proof of identification
- If you receive Centerlink benefits they can’t account for more than 50% of your income
Can I re-apply for a loan?
You are more than welcome to re-apply for a quick loan but you will first need to pay off the entire outstanding loan amount on your current loan.
If you are having trouble making a payment on time then please let us know so that we can make alternative arrangements and so that you aren’t charged any penalty fees.
To make it easy for you to see how much you can comfortably afford to borrow, we have an online personal loan calculator available on our website. Use the sliders to choose how much you want to borrow and for how long you would like to borrow it for, then choose your pay frequency and the calculator will let you know how much your repayments will be. Once you have selected your preferences click apply and we will let you know if you qualify.
If you need any assistance during the application process or you have any questions then please call us on 1300 963 621 or e-mail us at [email protected] or log onto our website and fill in our online contact us form and we will get back to you.
Customer Reviews & Testimonials
With a wide variety of options, it is difficult to choose which one is the best for you. But, what I can promise is that you will not be disappointed by their rates or charges! They are the best ...
— Bathurst —
With an online application, I did not need to find time out of my schedule to make my way down to their branch. Thanks, Stressless Money!
— Forbes —
Stressless Money Contact Details
- 29/2 Chifley Square Sydney NSW 2000 Australia
- Get Directions
- Level 29, Chifley Tower, 2 Chifley Square, NSW, 2000, Australia
- Monday 09:00 – 17:00
- Tuesday 09:00 – 17:00
- Wednesday 09:00 – 17:00
- Thursday 09:00 – 17:00
- Friday 09:00 – 17:00
- Saturday – Closed
- Sunday – Closed