Rating based on 34 reviews

246884

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  • Competitive interest rates
  • Low-interest starting from 10.30%
  • Repayment up to 5 years

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Author Goldfields Money. Screenshot of Goldfields Money website. [Accessed March 25, 2021]

About Goldfields Money

Goldfields Money has become a credit service provider of choice for a reason; we listen to our customers.

So much so that we have opened an online banking application that is available on Apple Pay and Google Pay. This application offers so much convenience to the client that there is no reason for the customer to go the actual bank, everything can be done and is accessible online.

The best loan choice

Seeing that there are so many personal loan choices available, we want to remain the best credit provider by providing the most affordable financial plans.

The last thing we want is to have our clients feel that they can’t enjoy their money because they have to pay their loan.

As much as we want our customers to adhere to their financial obligations, we also don’t want them feeling like having a loan with us is a pest, we still want them living a normal life regardless of being indebted to us.

A loan for every kind of situation

We are not one to ask our clients a number of questions when applying for a quick cash loan. As far as we are concerned, there is a level of maturity for anyone who is looking for a loan and we will not want to know what you going to do with the money.

All we require from our customers is for them to ensure that they pay their loan on time so that they remain on our good books and get another loan the next time they apply.

Goldfields Money Services

Five minutes is all it takes for clients to fill in an online loan application. Here, they need to explain everything to us.

From their personal details to their employment information. We need to get a picture of the kind of customer we are dealing with.

The information that you furnish us with is strictly for our attention and nobody else’s. We will never use your information for any other reason either than for ensuring that you get a personal loan.

Submitting your supporting documents

The client has to submit supporting documents before we can approve his loan application. The documents have to correspond with the information that was completed on the online application form. The supporting documents can be any of the following:

  • ID
  • Bank statements
  • Proof of residence

Although there might be other necessary documentation required, these are the basics that will be required by us in order for us to continue with your personal cash loan application.

You have to ensure that you meet the following criteria before you apply for a loan:

  • Must be 18 years or older
  • Must be an Australian citizen
  • Must have a regular income

Goldfields Money Product Details

  • Loan Type Personal loans
  • Interest Rate 10.30 – 12.99% p/a
  • Repayment 30 days to 5 years

Summary of Services

  • Personalised loan terms
  • Flexible repayment terms
  • Low interest rates

Goldfields Money – We support responsible lending

As much as we want to ensure that we always help our clients in their time of need, we will never give our customers more than they can afford.

This goes to say that we will only loan our clients the exact money that they need. We will never borrow them more than they actually need because we want them to be able to pay off their loan sooner rather than later. Furthermore, we also want to ensure that they are able to prioritize between an emergency loan and a loan for something that can wait until payday.

Repaying your loan earlier

If you want to repay your personal loan earlier than your scheduled date, you are more than welcome to do so. In fact, you will not incur any charges for paying your advance earlier. Furthermore, paying your loan earlier will give us an indication that you are serious about paying off your loan.

Paying your loan later

We know that everyone goes through financial challenges and this may make honouring your loan applications difficult. Therefore, if you know that you will not be able to meet your financial obligations, please notify us as soon as possible. Don’t wait until the day of your scheduled payment before you inform us. If you wait until the last minute, we will deem it as a missed payment and you will be considered as a bad payer. Don’t ruin your name for a short-term loan you could have paid earlier or even avoided taking as a whole. If your situation is not an emergency and it can wait, don’t put yourself in unnecessary debt.

Adhering to the terms and conditions

It is very important to read the fine print because when you don’t read it thoroughly, you might misinterpret some of the information that is in the contract agreement you sign. Therefore, customers have to ensure that they stick to their end of the bargain so that they can have a stress-free loan period.  Essentially, that is what you must do if you want to maintain a good relationship with Goldfields Money.

Customer Reviews & Testimonials

When my family members suggested we all get together for a holiday cruise - I didn’t know how to tell them I cannot afford it. Thankfully a friend recommended Goldfields Money to me. I was able t...

Leah Y
— Townsville —

Very good online lender, their website allowed me to calculate my entire loan cost and work out the correct repayment term that I could easily afford to pay back.

Grayson L
— Cairns —

I was able to apply for my personal loan all online within a few minutes through an easy application system. I had approval shortly after!

Andrew R
— Newcastle —

Goldfields Money has been amazing in helping me secure a personal loan. They offered me fair interest rates and flexible repayments that went along with my pay cycle.

Roger J
— Gold Coast —

Goldfields Money Contact Details

Contact Number

E-Mail

Website

Physical Address


Postal Address

  • PO Box 10155 Kalgoorlie WA 6433

Opening Hours

  • Monday 09:00 – 16:00
  • Tuesday 09:00 – 16:00
  • Wednesday 09:00 – 16:00
  • Thursday 09:00 – 16:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed