Bankwest established in 1895 as the agricultural bank of Western Australia, and since then we have evolved into a smart and flexible company that serves Australian businesses nationwide and individuals in Western Australia.
Bankwest is a division of the Commonwealth Bank and we are conscious of our responsibility when it comes to lending practices. Our aim is to balance the interest of our shareholders, clients and community when we make business decisions that can affect their financial status.
A passion for customer services
We employ over 4000 staff members around the country and each of them has been highly trained in our personal loan and banking products as well as how to boost customer satisfaction.
We support community initiatives and we contribute to the causes the community care about. We pride ourselves in the 122 years of supporting the financial well-being of individuals and businesses.
We reduce our environmental footprint
We are committed to reducing our environmental impact. In 2016 we opened two branches that are completely solar powered. Since then we have opened another 5 solar powered branches and saved 65.5 tonnes of carbon dioxide, which is the equivalent to planting 1,691 trees. Our overall carbon emissions have been reduced by 28% in the last 12 months.
At Bankwest, we believe in giving equal opportunities to our employees and clients to reach full potential. Diverse thinking and insights keep us connected to both clients and communities.
We have a wide variety of banking and long and short term loan products to suit the individual needs of clients and business owners. With us, you are guaranteed to receive only the highest quality customer service.
One of our expert consultants can give you advice on the best loan option for you. With our personal loan, you can choose between unsecured loan option and variable loan rates.
Unsecured personal loan
With an unsecured personal loan, you can get a loan with a fixed rate with no security needed as a deposit. You can qualify for a loan amount between $5,000 and $50,000.
Extra repayments can be redrawn, and this can help you repay your loan early. This loan carries an 11.99% fixed interest rate.
Flexible personal loan
With a flexible quick cash loan, you can enjoy the benefit of a fixed rate, flexible repayment options and a redraw facility. You also don’t need to use any assets as security when you take out this loan.
You can borrow between $5,000 and $50,000 and you can repay your loan early without a penalty fee. This loan carries a 14,49% interest rate.
Bankwest Product Details
- Loan Type Personal loans
- Interest Rate 11.99 – 14.49% p/a
- Loan Amount up to $50,000
- Repayment 3 years to 7 years
Summary of Services
- Apply online and get approved fast
- Our loans have lower interest rates
- Unsecured personal loans
- Flexible repayment options
Bankwest – a reliable bank and credit provider
At Bankwest, we are always conscious of responsible lending practices. Before you apply for a loan with us, ensure you can afford the monthly repayments.
Our excellent employees can advise and guide you to find the best solution for your individual financial needs.
How do I qualify for a Bankwest personal loan?
- You must be at least 18 years old
- You must have a permanent salary that amounts to a minimum of $20,000 a year
- You must be a permanent Australian resident
Documents you need when applying for a loan
- 2 forms of identification that can include; Driver’s license, passport, Medicare card or birth certificate.
- Full employment details, including the length of employment and contact numbers
- Payslips, expenses and assets
Secured car loan option
This option allows you to use your vehicle a security when applying for a bad credit loan and the greatest benefit of this loan option is the very low 6.99% interest rate. You can qualify to borrow between $10,000 and $100,000. You also have the option to repay your loan early without any exit penalties.
Use the bank that Australians trust and apply for one of our personal loans today. We have many options, and you can choose the one that best fits your budget and lifestyle. other than our excellent quality products and services we also guarantee that you will only receive the most superior customer service.
Customer Reviews & Testimonials
I can confidently recommend Bankwest as they gave me great customer service along with low rates and fees.
— Perth —
One can only be impressed by the ease with which you can apply for a personal loan with Bankwest. Their online application form takes minutes to complete and approval was almost instant.
— Darwin —
Bankwest Contact Details
- 8 Rundle Mall Adelaide SA 5000 Australia
- Get Directions
- Monday 09:00 – 16:30
- Tuesday 09:00 – 16:30
- Wednesday 09:00 – 16:30
- Thursday 09:00 – 16:30
- Friday 09:00 – 17:30
- Saturday – Closed
- Sunday – Closed