Rating based on 47 reviews

Virgin Money

Updated

  • Interest free cards
  • Earn reward points
  • Low-interest starting from 6.9%

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Virgin Money homepage

Author Virgin Money. Screenshot of Virgin Money website. [Accessed April 12, 2018]

About Virgin Money

Virgin Money offers a wide range of financial products and services as well as the best Virgin perks. We have exclusive Virgin offers available to for all of our Virgin Money customers.

Virgin Wines Australia

We offer unique perks such as 12 handcrafted wines and 3 Shiraz worth $75 as well as 1,000 bonus Velocity Points for only $107.88 exclusive to Virgin Money Credit Card Holders.

A different idea to get fit

Join Virgin Active Gym on the flexible membership option and receive a special discounted weekly rate you won’t need to pay any joining fee. We understand that committing to keeping fit is a big step and we want to encourage you to be healthy and exercise frequently. To help you commit to fit we will give you 5,000 velocity frequent flyer points when you sign up for membership with your Virgin Money Credit Card.

Virgin Money Velocity Flyer Card

This amazing little card allows you to earn Velocity Points just for spending money every day. These Velocity Points can be exchanged for flights, accommodation and many other exclusive offers. Earn up to 20,000 bonus Velocity Points when you make a payment using your card within the first 3 months that you get, earn an additional 10,000 if you spend more than $5,000 in the first 3 months of receiving your credit card.

Rewards for me

We offer rewards that you want and that you can earn easily. Enjoy an exclusive $129 Virgin Australia Gift voucher for free each year so that you can pamper or spoil yourself. You can use your voucher when you book Virgin Australia flights or when you book any accommodation at any Virgin Australia holiday destination within 6 months of receiving the voucher. The flight voucher will give you exclusive access to Virgin private lounges.

Virgin Money Services

We offer products for all of your financial requirements, Virgin Money has you covered when it comes to credit cards, home loans, savings and loans and insurance products.

We offer our members exclusive deals and perks that only your Virgin Money Credit Card can unlock.

How do I set up and activate my Virgin Money Credit Card?

To set up and activate your Virgin Money Credit Card is very simple. Once you have received your credit card simply follow these easy steps. Remember to keep your phone around as we will send you an SMS to complete the set-up process.

  1. Go to http://my.virginmoney.com.au and register then follow the steps to set up your online account via our online loan application.
  2. Activate your credit card. Once you have registered and then go to services and activate your new credit card by going to the card activation tab.
  3. Set up your unique pin. Go to the services tab and click the change ATM PIN to select your PIN.

Manage your profile online

Log onto our website and set-up your Virgin Money online account, via your account you will be able to:

  • Verify your contact details
  • Set up your unique eStatement password
  • Provide us with your Velocity Membership number so that you can earn extra rewards
  • You can request to add an additional card holder and apply for a new credit card for them

Virgin Money Product Details

  • Loan Type Credit cards
  • Interest Rate 6.9 – 11.99% p/a

Summary of Services

  • Competitive purchase rates
  • No annual fees
  • Low rate credit cards
  • No interest on balance transfers

Virgin Money - Manage your account easily

Once you have registered your Virgin Money Credit Card you will have access to a variety of exclusive Virgin perks. You can manage your account easily 24 hours a day online as well as make payments.

Easy ways to make payments

To make payments on your Virgin Money Credit Card is very simple and convenient you can pay in a number of different ways these include paying via:

  • BPAY – Use BPAY to pay your account. Use the billing code 49551 and your unique 16-digit Virgin Money Card number as your reference so that we can allocate your payment.
  • Direct Debit Auto Pay - Set up a direct debit to deduct the amount from your account each month so that you never have to worry about missing a payment.
  • Post us a cheque – Use good old fashion snail mail and post us a cheque to Virgin Money, GPO Box 4299, Sydney NSW 2001 and make sure to include all your personal details as well as which account you have and your account number so that we can allocate your payment. Remember that a cheque could take up to 7 business days to clear.
  • Pay at the Australia Post office – you can pay your account at any Australia Post office using your Credit Card or by using EFTPOS remember the payment will only reflect after 48 hours.

Payments and fees

The minimum payment due is charged at 2.00% of the card balance if the card balance is less than $30.

To make it easy for you to keep track of your payments we will send you your statement every month your credit card payment due date can be found in the top right-hand corner of your statement so that you can easily keep track of your payments.

You can benefit by enjoying up to 44 interest-free days on all of your purchases.

Customer Reviews & Testimonials

Remarkable service received from call center staff. The rates and fees are very competitive and the interest-free period appealed to me greatly. I would be confident to recommend Virgin Money to ...

Clint W
— Darwin —

The ease with what I can make transactions anywhere in the world with my Virgin Money credit card is amazing, even better that it doesn't cost me an arm and a leg every time. Well done!

Charles C
— Adelaide —

Super affordable rates and fees! The rewards my wife and I get on our credit cards are really helpful for when we wish to travel, the flight points come in very handy!

Jason B
— Brisbane —

Quick and easy online application - really only took a few minutes. I was approved within 24 hours and could collect my card 3 days later! Incredibly convenient for the busy person who cannot st...

Lauren G
— Townsville —

Virgin Money Contact Details

Physical Address


Postal Address

  • GPO Box 3615, New South Wales, 2000, Australia

Opening Hours

  • not available