Rating based on 13 reviews

Liberty Financial

Updated

  • Business loans up to $4,000,000
  • Low-interest up to 5.55%
  • Repayment up to 30 years

In-page navigation


Liberty Financial homepage

Author Liberty Financial. Screenshot of Liberty Financial website. [Accessed March 26, 2021]

About Liberty Financial

Grossing more than $25 billion in reserves, it is hard to believe that we are the same financial services provider that was born in 1997 and has close to nothing.

We didn’t have many things going for us, but we had a firm belief that we will grow to become one of the best in the field and we have, helped more than 27 000 clients, we are confident that we will only grow further from here.

A wide range of loans

We provide credit advances to a number of customers with their home, car and personal financial plans. We believe nobody should go through financial difficulty when they meet every criterion to apply for a loan. Therefore, our loan options have given clients and businesses peace of mind that their finances are well taken care of.

Guiding principles of responsible lending

In as much as we strive to ensure that we help each and every client that is looking for a personal or business loan.

We also have to keep in mind that responsible lending is a very important principle to maintain. As such, we will never borrow a customer that is clearly not in good financial standing large amounts of money that will be difficult to repay.

We always do our assessments and conclude that the money that we give out is the exact money they can afford as a loan at the time. Once they have paid off some of their debts, we will lift the amount just a little higher.

Liberty Financial Services

What are my options as a business owner looking for a business finance? Liberty Financial has a number of options available for entrepreneurs.

These include but not limited to low-doc advances for the self-starting to commercial finances, - protected by either viable or inhabited property. Ultimately, a client will have to decide which a better loan option is for them after looking at all the costs and fees derived from each loan option.

Business loans for self-employed people

We don’t see why people who are opening businesses or already have thriving operations be told a number of stories when they are applying for long or even short term loans.

Instead, we have implemented a new way of helping each and every one who is self-employed and is looking for a business loan. As long as the client can prove to us that they have sufficient money to pay for their loan, we will be more than willing to give them a financial plan. There is also a common misconception that clients are treated differently because they are self-employed.

At Liberty Financial, we treat everyone with the same gesture because we are not a financial services provider that categorizes its people; everyone is equal in our books.

Liberty Financial Product Details

  • Loan Type Business loans
  • Interest Rate 5.55%
  • Loan Amount up to $4,000,000
  • Repayment 1 year to 30 years

Summary of Services

  • Flexible repayment terms
  • Fast financial solutions
  • Competitive interest rates

Liberty Financial - Affordable business loans

The following is a list of business loans offered at Liberty Financial:

What is the difference between a secured and unsecured business loan?

Secured loans: These are the loan advances that secured and certain assets are used as collateral.

Unsecured loans: Unsecured loans are not protected against any assets.

Can I get a business loan if I have bad credit?

We don’t see why we should penalize clients who have had a few bad payments in the past. We believe everyone should be given a second chance and that is why we welcome customers who have a bad credit history and need a bad credit loan. We are more concerned about how they are paying now as opposed to how they used to pay in the past. However, if they still continue to skip their loan payments, they will not be liable for future business loans.

What documentation do you require to apply for a business loan?

  • Business registration documents
  • Tax documents
  • Identification documents
  • Financial statements

What criteria do you need to apply for a business loan at Liberty Financial?

  • Clients must be 18 years or older
  • Clients must be an Australian citizen or permanent citizen
  • Clients must have a working banking account

Financial Hardship policy and procedure

In as much as customers will try to ensure that they always pay their home, business or car loans on time, we know that clients won’t always have money to pay due to certain difficulties they encounter. Therefore, you need to inform us as soon as you face financial difficulty instead of waiting until the last minute of your scheduled date.

Clients shouldn’t fear us as we are mainly seeking to help them as opposed to asking many unnecessary questions. However, you will be liable to pay penalties. The fact that you have to pay penalties is proof enough that you had a promise to keep in terms of ensuring that your debt is paid up and you failed. Unfortunately, this broken promise has to be fulfilled over time. We understand that some problems just happen but we expect our customers to be willing to fix their financial difficulties.

Loan reviews and testimonies

A lot of customers can’t keep quiet about the help we have given their businesses and their finances. The reviews section on our website is full of people speaking positively and showing gratitude for our service.

Customer Reviews & Testimonials

Liberty is a very dedicated lender who has taken the time to understand my business needs and helped make the entire application process simple and easy. I could not ask for better service, thank...

Felicity W
— Hobart —

Convenient online application process that takes less than 10 minutes to complete and equally timely approval. Great for someone who is always busy and has little time to waste.

Edison B
— Gold Coast —

Minimal paper work, simple application process all online and same day pay-out. Utter perfection if you ask me.

Cooper P
— Brisbane —

Incredibly competitive interest rate and affordable fees with reasonable repayment terms - exactly what my business needed!

Scott H
— Canberra —

Liberty Financial Contact Details

Physical Address

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed