Rating based on 34 reviews

Kikka

Updated

  • Business loans up to $100,000
  • Low-interest starting from 2%
  • Repayment up to 6 months

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Kikka homepage

Author Kikka. Screenshot of Kikka website. [Accessed April 12, 2018]

Kikka - A reputable lender

When you think about a company that is as young as us, it is without a doubt that you will think we are not really experienced in the financial management business. However, we have built a profound reputation that has stuck through.

Transparency is the name of the game

When we opened our doors to the public of Australia in 2015, we wanted to be as clear as they come. The last thing we want is being a financial brand that is not forthcoming towards their clients. Each and everything we do is not only by the book, but it is also fair and without judgement. We value every client with humility and dignity and we just want your business to flourish!

Our common goal for businesses

The reason we opened this credit provider is that we wanted to be the answer to many businesses in Australia. We never wanted clients to struggle with wondering where they had to go if they wanted a business loan. We basically want people to know that they can count on us.

Paving a way for industries

We know that there are a large number of industries that are not taken seriously in the loan trade. We don’t find that fair because anybody who is trying to make their life a better one by ensuring that they have bread on the table is somebody of significance to us. We are not bothered by the job description they do but as long as they make an honest living, we will lend them an ear.

Get approved in under 10 minutes

Clients are required to apply online for the Kikka business loan. These business loans take less than 10 minutes to complete and there isn’t much we ask.

We will only request you to fill in your personal details, your business details as well as the information of your residential address and contact details. We will never ask you why you applying for a loan because as far as we are concerned, we are dealing with mature clients who will only apply for credit when there is a serious need.

Loan amount borrowing capacity

After you have submitted an online loan application, we will then access whether or not you can afford the amount that you are applying for. It might be that you have applied for a slightly higher amount and we might have to lower it so that it can suit your financial capacity.

Should this be the case, business owners shouldn’t feel that we aren’t being fair but should rather understand the angle that we are coming from. We don’t want our clients to have too much on their plate.

The money will be deposited into your bank account

After we have determined how much you can qualify for, we will then require that you accept the terms and conditions of the contract of the business loan and the money will be deposited into your nominated bank account.

Kikka Business loan

  • Loan Type Business loans
  • Interest Rate 29.75% p/a
  • Loan Amount up to $100,000
  • Repayment 1 month to 6 months

Benefits of Kikka

  • Business Loans

Kikka - we have a superior customer support team

Seeing that life is changing, we have seen to it that we also change our ways so we can start fitting to what society expects us to do.

As such, our quick loan application is strictly online and there is little to no paperwork processed. We are trying to refrain from using too much paper and end up wasting it unnecessarily. Furthermore, we want our clients to be accustomed to the technological side of things while they are also saving the environment while they at it. We are not just concerned about ensuring that we give customers the best financial deals, we also want them to take care of the environment.

How to meet our criteria for a business loan?

  • Your business must earn more than $10 000 on a monthly basis
  • The business must be registered for ABN/CAN for at least 12 months

Why should you choose Kikka?

  • We don’t make our clients wait for long periods of time. We will be ready and willing to give them a response about their business loan application before the end of the business.
  • Our loan options are unsecured and there are no assets we require to use as collateral.
  • We check your loan application as soon as it has been brought to our attention.
  • Every data that you give us for our viewing is strictly confidential and private. We will never use your information for any other purpose either than the purpose of your long or short term loan application. Any other purpose would be fraud on our side.
  • We are a credit provider that has been delivering exceptional service to clients and have become a company of choice.

Constant customer service and support

The consultants that we have hired have made Kikka feel like home. As such, they go out of their way to ensure that they offer the best advice to clients who need a little bit of motivation in the right direction. In addition, they reach out to our customers and remind them that they shouldn’t feel bad when they need assistance. After all, that is what they here for.

Customer Reviews & Testimonials

Kikka has a wide variety of finance solutions for every business type, including mine. I was greatly satisfied with the service as well as rates and fees they were able to offer me.!

Mark K
— Adelaide —

Great service and they were able to offer my business professional advice and wonderful terms on my business loan. Should I need another loan at a later time, I will be sure to make use of them a...

Miles E
— Canberra —

Kikka Contact

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Opening Hours

  • Monday 10:00 – 19:00
  • Tuesday 10:00 – 19:00
  • Wednesday 10:00 – 19:00
  • Thursday 10:00 – 19:00
  • Friday 10:00 – 19:00
  • Saturday – Closed
  • Sunday – Closed