Rating based on 14 reviews

Info Choice

Updated

  • Business loans up to $300,000
  • Low-interest starting from 0.5%
  • Repayment up to 7 year

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Author Info Choice. Screenshot of Info Choice website. [Accessed April 12, 2018]

About Info Choice

Info Choice is Australia’s leading comparison website when it comes to retail banking and personal financing products.

We have over 20 years of experience and we use the knowledge that we have gained to serve our clients better and find them the best offers.  Our service will assist you in finding the financial product to best suit your business requirements as well as other financial products. There include personal loans, credit cards, car insurance and many more.

Our mission

Our mission is to assist clients in finding the financial product to suit their needs and then help them acquire a business loan. There are over 150 providers to choose between and over 2000 financial products. With all those options finding the right loan can become a very difficult and confusing task. Our aim is to help navigate all the available options so that you can make an informed decision.

How it works

To find the perfect solution for you we have handy calculators available on our website that will help you work out what your monthly repayments on a loan would be. You will be able to work out how much your business can afford to borrow and how much you can save. Find different options on credit cards and compare financial products side by side.

100% free

It is 100% free to apply for this service and we will apply to the different lenders on your behalf so that the application will not reflect on your credit report. By applying to a number of different lenders your online loan application has a much better chance of being approved.

Info Choice Services

Our aim is to help our clients compare financial products including home loans, personal loans, credit cards, savings accounts, term deposits, and business banking products, insurance products and life insurance.  

Our business loan options allow you to compare secured business loans, unsecured business loans, business bank accounts and business credit cards.

How to get a business loan if you have bad credit

If you have a bad credit score and you are starting a business, it can often be very difficult to secure a bad credit loan for your business. Banks are very strict about lending to people with a bad credit record and will often decline your loan application.

If you apply for a business loan and your loan application is declined this fact will reflect on your credit record and could even affect your credit score. To improve your credit score before you apply to make sure that you have repaid any outstanding bills and debt and that you have stopped applying for credit or any personal loans.

What is a credit score?

Your credit score is a number that is given to your risk profile that will determine how risky it would be for a lender to lend you money.

This is a figure from 0 to 1200 and shows a record of all your accounts and financial information. Make sure that you qualify, check your credit score before you apply for a business loan. It only takes about 60 seconds to check your credit score.

Info Choice Product Details

  • Loan Type Business loans
  • Interest Rate 0.5 – 9.9% p/a
  • Loan Amount up to $300,000
  • Repayment 1 year to 7 year

Summary of Services

  • Competitive rates and fees
  • Fast and easy online loan applications
  • Tailored-made business loans

Info Choice - We have handy online calculation tools

Info Choice has provided a handy calculator to help estimate how much your business will need to borrow using the data of your business plan and your expected profits and expenses to calculate your payments. The calculator will work out how long it would take to repay the chosen amount.

Loan selector tool

There are so many different business loan options available to simplify the process and make your life a lot easier we have created a loan selector tool. This tool will help you create a business shortlist all you need to do is put in your required criteria including the type of business finance that you need, the amount of money that you need and how long you need to pay back the loan. Our calculator will then match you with the lenders that best suits your needs and send you the best options so that you can compare them side by side.

Financial solutions for your business

Business credit cards are another option that is available to your businesses instead of a traditional business loan. Your business credit card can be used in the same way that you would use a loan and is a great way to track your business spending and expenses.

Business credit cards can be used for business and personal use. The statements are split so that the amounts are reflected to keep your personal and business spending completely separate. Business credit cards offer perks such as reward points, free insurance offers and other rewards for conditional spending.    

Business bank accounts

If you have a business bank account another option that your business must obtain funding is to apply for an overdraft facility.  This facility is attached to your current business account and offers you a line of credit to an agreed upon limit. You will be charged interest on the amount that you have overdrawn, and the credit will keep revolving as you pay it back.

Customer Reviews & Testimonials

As I have previously dealt with Info Choice for a personal loan and was happy with the service, it made sense to use them again when I needed to apply for a business loan. The service remains exc...

Connor R
— Brisbane —

For a quick, easy and professional business loan experience I highly recommend Info Choice.

Tina T
— Hobart —

Really competitive rates and fees for an affordable business loan. I was very happy with the overall service I got from Info Choice!

Adelle D
— Gold Coast —

Info Choice Contact Details

Physical Address


Postal Address

  • PO Box 2021 , Moorabbin LPO , 3189, Australia

Opening Hours

  • not available