Rating based on 8 reviews

Cigno Loans


  • Loans bad credit up to $1,000
  • Low-interest starting from 48%
  • Repayment up to 12 months

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Author Cigno Loans. Screenshot of Cigno Loans website. [Accessed April 5, 2021]

About Cigno Loans

Cigno Loans are specialists that operate in bad credit advances of up to $1000. If you meet our requirements and set criteria, the money will be making its way into your account.

We hardly give our clients any problems. Unless there is a serious problem we encounter with your application, everyone is given equal chances of applying and being granted a loan.

All applications considered

There is no application that we throw away. Each application is well-thought-out and is prioritized the same way we would consider every other application.

Emergency cash when you need it

There is always a time when you will need and there might not be enough people available to assist. However, when you require financial assistance at Cigno Loans, we will give you an emergency cash loan whenever you need it.

Short application process

When we say, we mean business, we really mean it. The application is short and fast. There is nothing that is out of the ordinary. We have made our application in such a way that our clients find it easy to complete and stress-free to understand.

Borrow the exact amount

As tempting as a personal or payday loan can be, it is only feasible that you borrow the exact money that you need.

If you borrow more than you need, you might have a problem paying it back. By doing this, you might end up being in credit due to a loan you could have avoided. Don’t give yourself too much you can’t handle. Always apply for the exact amount you need.

Cigno Loans Services

The client has to complete an online loan application so that we will get a better view from the customer as far as their personal details, employment information and salary details as far as their loan application is concerned.

After we have accessed the application together with the client’s supporting documents, we will either grant you the loan or decline it based on the information you would have submitted to us. You have to electronically sign the agreement before the money is deposited in your account.

Receive cash

The money will be deposited into your bank account before the end of the business. If the bad credit loan application was approved later than 5 pm, the money will be deposited into your bank account the following business day.

Bad credit

According to Cigno Loans, we deem a default account as an unpaid debt for more than 60 days. We don’t chase bad credit payers away; we are willing to help them get the required blacklisted loan so that they can attend to their financial needs.


Should you fail to pay the loan at the time agreed upon on your contractual agreement; you will be liable for dishonest fees and penalties. Late payments can ruin your credit profile. The longer you wait to pay the loan, the greater your bad credit will be.

To be on the safe side, ensure that you pay your loan as soon as possible and notify Cigno Loans whenever you have an issue.

Cigno Loans Product Details

  • Loan Type Loans bad credit
  • Interest Rate from 48%
  • Loan Amount up to $1,000
  • Repayment 1 month to 12 months

Summary of Services

  • LOANS for Bad Credit
  • EMERGENCY Cash Loans
  • INSTANT Personal Loans
  • FINACIAL Hardship Loans
  • QUICK Cash Loans
  • UNSECURED Personal Loans

Cigno Loans - Get a loan through us, fast

The same way you apply for any other loan is the same process you would use to apply for a bad credit loan.

You follow all the procedures and submit all the required documents. After your submission of documentation, we will furnish you with the verdict: if your bad credit loan is approved or not.

For your bad credit loan to be approved, we require the following:

  • Personal details: we want to know the client that we are dealing with. The personal details that you furnish us with will be for our attention only. We will never use it for any other purpose but for a bad credit loan application.
  • Bank statement: we want to see how you are paying your bills and whether you have skipped any direct payments. A bank statement is also necessary for assessment and verification purposes. Again, your bank statement is in safe and reliable hands.

Payment improvement

Once you have become a member of Cigno Loans, we will treat every quick cash loan application a little different. The more loans you borrow, the more we will be able to see how you are doing as far as meeting your financial obligations is considered. Therefore, your profile will improve as you continue to make constant payments. However, if you don’t, your profile will worsen. Therefore, it is wise to try everything you can to purify your bad credit history by settling the loans that you currently have on time.

  • If you are likely to suffer bad credit if:
  • You have in recent times become unwaged
  • The banks have barred on your household
  • You have undergone insolvency
  • You have suffered an additional sort of financial crunch

Contact us

Should you require any additional information on our long or short-term loans, please use any of the following contact details:

  • Call: 1300 88 23 24
  • SMS: 0437 873 910
  • Fax: 1300 66 14 15
  • Email: [email protected]
  • PO Box 3362 Australia Fair, QLD 4215
  • Australian Business Number: 43 612 373 734

Customer Reviews & Testimonials

May 2018

Cigno Loans has the best affordable loans. Call them today!

Steve W
— Broken Hill —

October 2018

I would recommend Cigno Loans to anybody that is looking for an affordable credit provider during a tight month.

Olivia A
— Albany —

May 2019

Cigno Loans uses such a convenient loan application process.

Sam T
— Perth —

Cigno Loans Contact Details

Physical Address

  • 3 Alison Street, Surfers Paradise Gold Coast QLD 4217 Australia
  • Get Directions

Postal Address

  • Post PO Box 7099, Southport Park Q, Brisbane, 4215, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed